Credit card companies work from home jobs are available in a variety of fields. Most of these positions involve customer service or sales and marketing functions. Customer-service representatives work in call centers or assist customers online, either through real-time chats or by answering emailed questions. They resolve each customer’s problem and then try to sell him on other services, such as a higher spending limit or an identity theft protection program.
Can I get a Chase credit card with no job?
Credit-card company salespeople are responsible for generating new business for their employer. They must be able to assess an applicant’s creditworthiness and determine whether or not he is a good candidate for a credit card account. They must also understand the industry in which their company operates, including the competitors’ products and prices.
Most credit cards are issued by banks and credit unions. The major credit card networks, such as Visa, MasterCard and American Express, are also considered credit card issuers. These companies make their money by charging interest on owed balances and collecting fees from consumers, such as annual membership fees and cash-advance fees. They also receive a portion of the credit-card transaction fees charged by merchants. These transaction fees are a small percentage of the overall value of a purchase, so this is where a credit card company makes most of its money.